Introduction
My name is Harjot Brar and I am an Insurance and Investment Advisor in Edmonton Alberta. I help my clients to
- Protect their Family by properly insuring them,
- With their retirement planning and,
- Teach them about personal finance
This allows my clients to make smart financial decisions. I write a blog on this website about personal finance topics and I also have a youtube channel where I regularly post videos to educate people about personal finance.
FAMILY PROTECTION
Insurance is a key tool to reduce the financial strain on surviving family and life savings if the unexpected happens. This is achieved by integrating the insurance component into financial planning. I provide Life, Health, Disability, Critical Illness, Group and Business Insurance.
RETIREMENT PLANNING
Most people in Canada have never had a financial professional review their retirement plan so they have no clear path to retirement. I help people put a retirement plan together and do annual reviews with clients to make sure they are on track with their goals.
FINANCIAL EDUCATION
My passion is to educate people about their finances and help secure their present and future. Please explore my blog to help you expand your knowledge about Finances, Budgeting, Investments and Insurance strategies.
My Mission Statement
My goal is to help my clients become debt-free and have a secure financial future. As their Insurance and Investment Advisor, I do this by taking all aspects of financial stability into consideration. As a result, my clients are financially protected in case of unexpected events. The idea is to help families enjoy the present as well as plan for the future.
I believe in low-cost investing. I have partnered up with ModernAdvisor.ca to provide low-cost investing services to my clients. As a result, my clients end up with more savings in their accounts. Clients have options to choose between
- Fee-only services or
- Percentage of their net assets with a total fee of close to 1% of their assets which is way less compared to an average mutual fund (Mer of 2.35%) in Canada.
My #1 priority is my clients.
My success is dependent on yours.