My Approach
I am a Financial Advisor in Edmonton, Alberta. My Goal is to teach and help people to properly protect their family while helping them work toward their short term and long term financial goals.
Too many people either fail to plan properly for their financial goals or are caught off-guard due to the problems that life throws at them.
I help educate people and put together a proper plan on
- How to properly protect your family
- How to quickly pay off outstanding debt
- How to properly plan for Retirement
- How to save for Children’s Education
- How to do proper Estate Planning and
- How to Save Taxes while doing all this.
My Story
Canada is a country of immigrants and as new people come in they don’t understand how our tax system works and how to properly manage their money and taxes here.
I immigrated from India and what I learned from my parents was that saving account is the best available option because your money is “Safe”. Their experience is from the times when savings accounts paid 14% interest whereas Canadian savings account (At the time of this writing) only pay 0.5% – 1%.
I worked long hours and saved some money. Lot of it went in taxes because no one taught me about RRSPs. Even the money I saved, was sitting in a savings account in the bank not even keeping up with inflation.
As time went by I got interested in learning how the system worked here in Canada and what tools were available to properly manage money and taxes. That is when I started reading books and articles about investing and taxes. I started a little later than I would have if I had the knowledge I have today. This is something that I want to teach and help set up for fellow Canadians so that the same mistakes are not made again. – Harjot Brar, Financial Advisor.